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1

Sunday, December 4th 2022, 6:41am

can we make the interest terms of the "Deposits" Section worthwhile?

why on earth does the deposit system exist in its current form? Its a completely useless model that gains the player nothing for leaving their money in for any one of the time selections.

for example, we will calculate the maximum value after full term deposits at the HEIGHT of their allowed input

14 day) 100g%.02= .02sX14d=28s
30 day) 500g%.03= .15sX30d=4g 50s
60 day) 500g%.04= .02sX60d=12g
90 day) 500g%.05= .25sX90d=22g 50s


In no universe is any of this reasonable... The amount of time the assets are frozen can EASILY make more money doing LITERALLY anything else. Killing 100 Lvl 3 skeleton warriors gets me in 1 and 30 minutes, the exact same amount of money as 14 days waiting for 100 gold to grow in interest... its not even free interest because the money does get to go towards anything useful... its all or nothing for scraps. :lol: :lol: :lol:


Mods can we please for the love of all that is holy change this idiotic system???

2

Sunday, December 4th 2022, 6:47am

also want to point out, the 14 day total doesnt matter whatsoever but if you ran the 30,60,and 90 day deposits back to back for a whole year... freezing 1500 gold total for an entire year... you would only get 216 gold total.

3

Sunday, December 4th 2022, 6:56am

even just taking a 0 out of the interest gained makes this a worthwhile system... making the new profits per term as follows

14 day) 2g 80s
30 day) 45g
60 day) 120g
90 day) 225g

4

Monday, December 5th 2022, 11:48am

imo it is fine as it is rn, making it like you suggested would make it too op, at best maybe double the current amounts but thats it.

5

Monday, December 5th 2022, 8:50pm

imo it is fine as it is rn, making it like you suggested would make it too op, at best maybe double the current amounts but thats it.
that works too but i dont think it would be OP cause those figures make sense given the amount of money frozen, and the amount of time theyre frozen. It makes them COMPETITIVE with actual earning rates over the same timelines as other in game activities.

6

Tuesday, December 6th 2022, 8:56am

imo it is fine as it is rn, making it like you suggested would make it too op, at best maybe double the current amounts but thats it.
that works too but i dont think it would be OP cause those figures make sense given the amount of money frozen, and the amount of time theyre frozen. It makes them COMPETITIVE with actual earning rates over the same timelines as other in game activities.
the reason it is OP to buff them to your rate is that it doesnt need to be competitive with other earning rates. It is meant to be a passive way to make money with gold you arent using. Something like IRL, you can leave your money sitting in the bank and it gains a tiny amount of interest OR you can invest it and make more.

7

Tuesday, December 6th 2022, 5:45pm

imo it is fine as it is rn, making it like you suggested would make it too op, at best maybe double the current amounts but thats it.
that works too but i dont think it would be OP cause those figures make sense given the amount of money frozen, and the amount of time theyre frozen. It makes them COMPETITIVE with actual earning rates over the same timelines as other in game activities.
the reason it is OP to buff them to your rate is that it doesnt need to be competitive with other earning rates. It is meant to be a passive way to make money with gold you arent using. Something like IRL, you can leave your money sitting in the bank and it gains a tiny amount of interest OR you can invest it and make more.
This is the method of investing provided in game. Im all for just doubling the going rates as that makes it a worthwhile method to some degree; But 216 gold gained for an ENTIRE YEAR out of 1500 frozen for an ENTIRE year is worthless to everyone. 1500 gold alone is an almost unattainable amount of money until youre well within the mage levels these days too. Its quite ludicrous to think of as you start proceeding down the path. for example, if you are somehow able to scrape up 500 gold and you invest it for a whole year its best to go with the .05% but even then over the course of an entire year youll only profit 90 gold total. Double that to 180 and the money not spent, grows at a rate that is at least worthwhile enough to justify not using it elsewhere that will produce multiples more cash flow.

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Used tags

Bank, diamonds, gold, investment